Good 3rd party Truck Camper insurance?

[LosAngeles]

Good 3rd party Truck Camper insurance?

Hi all - I had initially had good insurance coverage on our new 2020 Hallmark fiberglass pop-up Truck Camper - then Progressive decided that unless we had our auto insurance with Progressive, they would not insure our Truck camper, as it is too valuable.

Not happy with Progressive! (I do not want to shift my auto insurance to them)

So currently inquiring if our current auto insurer will write the insurance for our Hallmark….. and asking what the exclusions are…

* * * But can anyone recommend good 3rd party RV insurance company? The Hallmark is quite valuable, of course. * * *

We got the Progressive thru Good Sam - the nice thing about the insurance (that is about to be cancelled by Progressive) was that it was *replacement value* for the first 5 years in case of a write off, then it was *price paid* (for the Hallmark) for years 6 and on. That is very good coverage, and I’d like to try to get similar coverage.

In other words, I dont want depreciated coverage, as in a total loss we’d get screwed, if depreciated replacement coverage. :-(

We are in Illinois, by the way.

Thanks

 

[larryqp]

I had National General Ins, they paid well when my truck and camper was totaled. I have since changed to Foremost for the FWC and Farmers for the Truck, Foremost is owned by Farmers. I have replacement value on FWC. I switched because National General which I purchased thru Good Sam really jacked up my rates. Of course they said it didn't have anything to do with my claim. Sure.

 

[LosAngeles]

thanks. I am looking info Foremost. Did it seem like good coverage for a fair price, to you?

I had National General Ins, they paid well when my truck and camper was totaled. I have since changed to Foremost for the FWC and Farmers for the Truck, Foremost is owned by Farmers. I have replacement value on FWC. I switched because National General which I purchased thru Good Sam really jacked up my rates. Of course they said it didn't have anything to do with my claim. Sure.

 

[larryqp]

yes